Get Your ICICI Platinum Chip Credit Card Today


ICICI is a leading Indian multinational bank that offers convenient banking and financial services. It is the second largest banking entity in terms of assets and third in terms of market capitalization. ICICI offers a wide range of banking services to its retail and corporate customers.

ICICI Platinum Chip Credit Card comes with great shopping privileges along with enhanced security on every transaction. Moreover, cardholders can earn exciting reward points on every purchase.

Key highlights of ICICI Platinum credit card:

Chip and PIN security – This ICICI Platinum card comes with an embedded microchip that provides additional security layer against counterfeiting, fraudulent transactions, and card duplication. Moreover, cardholders can secure their transactions with a PIN number.

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PAYBACK reward points – Cardholders can earn 2 PAYBACK points for every Rs.100 spent on retail shopping across any associated store. The points can be redeemed against a variety of options available on reward redemption catalogue.

Fuel surcharge waiver – Cardholders get 2.5% fuel surcharge waiver that lowers the cost of fuel expenses. However, fuel surcharge is only applicable on minimum fuel transaction of Rs.500, but, not exceeding Rs.4000 at HPCL pumps.

VISA privileges – The users are also eligible for dining benefits across partnered restaurants, spa delights, and shopping privileges. They are also likely to get Global emergency assistance services in case of a lost card or card replacement emergency.

Annual fee savings – On exceeding annual spending of Rs.50000 for the subsequent year, cardholders can get their annual fee waived off.

Fees and charges of the card:

  • Joining fee – Rs.199 + applicable taxes
  • Annual fee (from 2nd year onwards) – Rs.99 + applicable taxes
  • Add-on card fee – Nil
  • Outstanding interest rate – 3.40% per month (40.80% annually)
  • Cash advance interest rate – 3.40% per month

Eligibility criteria:

  • The minimum age of an applicant must be 23 years old
  • An applicant must be a permanent resident of India
  • He or she should have a good credit history
  • He or she should have valid and government issued identity, income, and resident proof
  • He or she must have a fixed monthly income to ensure timely repayment of the credits

How to apply for ICICI Platinum Chip Credit card?

If you want to apply for a credit card with such great privileges, visit and select the card. Fill up to credit card application form with the accurate details within the specific column and click ‘Apply’. You application request will be taken into consideration and the valuation of the documents will be done. If the applicant is found to be eligible for the credit card, he/she will be handover with their respective ICICI credit card.

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